<!-- edited with XMLSPY v5 rel. 4 U (http://www.xmlspy.com) by Walter Hamscher (Standard Advantage) -->
<!-- XBRL 2.1 Tests -->
<!-- Copyright 2003 XBRL International. All Rights Reserved. -->
<xsd:schema xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xbrli="http://www.xbrl.org/2003/instance" targetNamespace="http://www.example.com/test">
	<xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="../lib/xbrl-instance-2003-12-31.xsd"/>
	<!-- invalid usage -->
	<xsd:element name="t1" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" id="t1"/>
</xsd:schema>
